Ferriday, LA
How exposed is Ferriday to wildfire?
Ferriday sits at the 15th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,526 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ferriday at the 15th percentile, close to its 15th-percentile risk score.
Where Ferriday's buildings actually sit
1,526 buildings are counted in Ferriday, and 76.4% of them are Indirect exposure — ember-driven risk rather than the 23.6% in Direct exposure or the 0% rated Minimal.
Where Ferriday ranks
Ferriday's risk sits at a similar level relative to Louisiana (13th percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ferriday ranks 26,660 for wildfire risk (1 is highest) and 9,057 by building count (1 is largest). Within Louisiana alone, it ranks 426 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Ferriday's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Ferriday (76.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Ferriday's figures come from
The methodology guide shows exactly how USFS turned 1,526 counted buildings into the percentiles shown above for Ferriday. The exposure-zones guide covers what Ferriday's dominant indirect exposure actually means, with real examples from across the dataset.