Ferrelview, MO
How exposed is Ferrelview to wildfire?
USFS's Wildfire Risk to Communities model puts Ferrelview at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 166 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ferrelview's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
What "at risk" means for the buildings here
Most of Ferrelview's buildings (51.2% of 166) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Ferrelview against the rest of the country
Ferrelview's risk sits at a similar level relative to Missouri (43rd percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ferrelview ranks 13,999 for wildfire risk (1 is highest) and 26,178 by building count (1 is largest). Within Missouri alone, it ranks 601 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 56th national percentile, Ferrelview rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 51.2% of Ferrelview outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Ferrelview's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ferrelview, see the exposure-zones guide.