Fernville, PA
Fernville, PA's wildfire risk, in USFS's own numbers
USFS scores Fernville at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 291 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fernville's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 56.7% of Fernville's buildings as Direct exposure, higher than its 9.6% Indirect share and far above its 33.7% Minimal share — a profile where 165 structures sit close enough to vegetation that lot clearing matters most.
Where Fernville ranks
Fernville scores 33rd nationally and 44th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fernville ranks 21,189 for wildfire risk (1 is highest) and 21,891 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,109 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Fernville
At the 33rd national percentile, Fernville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Fernville's 56.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Fernville's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fernville, see the exposure-zones guide.