Ferguson, KY
Ferguson, KY's wildfire risk, in USFS's own numbers
Ferguson sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 577 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ferguson's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
69.5% of Ferguson's 577 buildings sit in USFS's Minimal exposure zone, with only 26.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Ferguson against the rest of the country
Compare Ferguson's two percentiles: 84th within Kentucky, only 69th nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ferguson ranks 9,898 for wildfire risk (1 is highest) and 16,146 by building count (1 is largest). Within Kentucky alone, it ranks 90 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Ferguson and the insurance market
Ferguson's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ferguson
With 69.5% of buildings rated Minimal exposure, Ferguson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ferguson's figures come from
The methodology guide shows exactly how USFS turned 577 counted buildings into the percentiles shown above for Ferguson. The exposure-zones guide covers what Ferguson's dominant minimal exposure actually means, with real examples from across the dataset.