Fergus Falls, MN
Fergus Falls, MN's wildfire risk, in USFS's own numbers
Fergus Falls's 6,579 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fergus Falls at the 36th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
Only 33.7% of Fergus Falls's 6,579 buildings carry Direct exposure and 20.5% carry Indirect; the remaining 45.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,579 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fergus Falls against the rest of the country
Fergus Falls scores 35th nationally and 46th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fergus Falls ranks 20,354 for wildfire risk (1 is highest) and 2,636 by building count (1 is largest). Within Minnesota alone, it ranks 499 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Fergus Falls and the insurance market
At the 35th national percentile, Fergus Falls rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 45.8% of buildings rated Minimal exposure, Fergus Falls gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,579 counted buildings into the percentiles shown above for Fergus Falls. For more on what minimal exposure implies beyond Fergus Falls, see the exposure-zones guide.