Ferdinand, ID
Ferdinand, ID's wildfire risk, in USFS's own numbers
Ferdinand's 128 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ferdinand at the 71st percentile, close to its 70th-percentile risk score.
What "at risk" means for the buildings here
65.6% of Ferdinand's 128 buildings sit in USFS's Minimal exposure zone, with only 34.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ferdinand ranks
Inside Idaho, Ferdinand sits at just the 37th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ferdinand ranks 9,544 for wildfire risk (1 is highest) and 27,787 by building count (1 is largest). Within Idaho alone, it ranks 147 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Ferdinand's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Ferdinand
Even with 65.6% of Ferdinand outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 128 counted buildings into the percentiles shown above for Ferdinand. For more on what minimal exposure implies beyond Ferdinand, see the exposure-zones guide.