Fenwick, WV
Fenwick wildfire risk explained
USFS scores Fenwick at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 85 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fenwick at the 57th percentile, close to its 56th-percentile risk score.
Fenwick's building exposure, zone by zone
Direct exposure dominates in Fenwick: 87.1% of its 85 buildings, versus 12.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fenwick compares
Fenwick scores 56th nationally and 45th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fenwick ranks 13,917 for wildfire risk (1 is highest) and 29,713 by building count (1 is largest). Within West Virginia alone, it ranks 240 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Fenwick and the insurance market
Fenwick's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 87.1% of Fenwick in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fenwick's 13,917-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fenwick, see the exposure-zones guide.