Fennimore, WI
Fennimore, WI's wildfire risk, in USFS's own numbers
USFS scores Fennimore at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,342 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fennimore's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Fennimore's building exposure, zone by zone
1,342 buildings are counted in Fennimore, and 89.9% of them are Indirect exposure — ember-driven risk rather than the 6.3% in Direct exposure or the 3.8% rated Minimal.
How Fennimore compares
Fennimore's risk sits at a similar level relative to Wisconsin (25th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fennimore ranks 25,800 for wildfire risk (1 is highest) and 9,871 by building count (1 is largest). Within Wisconsin alone, it ranks 608 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Fennimore's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 89.9% of Fennimore's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Fennimore's figures come from
The methodology guide shows exactly how USFS turned 1,342 counted buildings into the percentiles shown above for Fennimore. The exposure-zones guide covers what Fennimore's dominant indirect exposure actually means, with real examples from across the dataset.