Felton, MN
Felton wildfire risk explained
USFS scores Felton at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 171 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Felton at the 16th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Felton's buildings (83% of 171) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Felton compares
There's little gap between Felton's 18th national percentile and its 22nd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Felton ranks 25,718 for wildfire risk (1 is highest) and 25,987 by building count (1 is largest). Within Minnesota alone, it ranks 716 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Felton and the insurance market
Felton's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 83% of buildings rated Minimal exposure, Felton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 171 counted buildings into the percentiles shown above for Felton. For more on what minimal exposure implies beyond Felton, see the exposure-zones guide.