Fellows, CA
How exposed is Fellows to wildfire?
Fellows sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 84 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fellows's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
What "at risk" means for the buildings here
65.5% of Fellows's 84 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 34.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Fellows compares
Inside California, Fellows sits at just the 37th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fellows ranks 7,143 for wildfire risk (1 is highest) and 29,715 by building count (1 is largest). Within California alone, it ranks 997 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Fellows's 77th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Fellows
Fellows's 65.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 84 counted buildings into the percentiles shown above for Fellows. For more on what indirect exposure implies beyond Fellows, see the exposure-zones guide.