Federal Dam, MN
How exposed is Federal Dam to wildfire?
Federal Dam's 225 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Federal Dam at the 43rd percentile, close to its 46th-percentile risk score.
Where Federal Dam's buildings actually sit
59.6% of Federal Dam's 225 buildings sit in USFS's Direct exposure zone, roughly 134 structures close enough to burnable vegetation for flame contact, not just embers — 40.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Federal Dam ranks
Federal Dam's 69th-percentile standing inside Minnesota outpaces its 46th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Federal Dam ranks 16,892 for wildfire risk (1 is highest) and 23,947 by building count (1 is largest). Within Minnesota alone, it ranks 285 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Federal Dam and the insurance market
Federal Dam's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Federal Dam
Federal Dam's 59.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Federal Dam's figures come from
Every one of the two percentiles behind Federal Dam's 16,892-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Federal Dam's dominant direct exposure actually means, with real examples from across the dataset.