Fayetteville, TX
How exposed is Fayetteville to wildfire?
Fayetteville sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 378 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fayetteville at the 62nd percentile, close to its 62nd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Fayetteville (63.2% of 378 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.8% sit in the Direct zone.
How Fayetteville compares
Fayetteville's 62nd national percentile looks worse in isolation than its 17th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Fayetteville ranks 11,988 for wildfire risk (1 is highest) and 19,705 by building count (1 is largest). Within Texas alone, it ranks 1,490 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Fayetteville's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Fayetteville
With ember exposure the dominant pattern in Fayetteville (63.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fayetteville's figures come from
The methodology guide shows exactly how USFS turned 378 counted buildings into the percentiles shown above for Fayetteville. The exposure-zones guide covers what Fayetteville's dominant indirect exposure actually means, with real examples from across the dataset.