Fayette, UT
Fayette wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fayette at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 174 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fayette at the 75th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 61.5% of Fayette's buildings as Direct exposure, higher than its 38.5% Indirect share and far above its 0% Minimal share — a profile where 107 structures sit close enough to vegetation that lot clearing matters most.
How Fayette compares
Fayette's 75th national percentile looks worse in isolation than its 32nd ranking inside Utah does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Fayette ranks 7,864 for wildfire risk (1 is highest) and 25,871 by building count (1 is largest). Within Utah alone, it ranks 223 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Fayette carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Fayette's 61.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Fayette's figures come from
The methodology guide shows exactly how USFS turned 174 counted buildings into the percentiles shown above for Fayette. The exposure-zones guide covers what Fayette's dominant direct exposure actually means, with real examples from across the dataset.