Farrell, PA
How exposed is Farrell to wildfire?
USFS scores Farrell at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,647 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farrell at the 31st percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
Farrell rates 92% Minimal exposure against just 8% Direct and 0% Indirect — of 2,647 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Farrell ranks
There's little gap between Farrell's 30th national percentile and its 37th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Farrell ranks 22,232 for wildfire risk (1 is highest) and 6,022 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,250 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Farrell's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 92% of Farrell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Farrell's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Farrell, see the exposure-zones guide.