Farrell, MS
Farrell, MS's wildfire risk, in USFS's own numbers
Farrell's 112 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farrell at the 18th percentile, close to its 18th-percentile risk score.
Where Farrell's buildings actually sit
68.8% of Farrell's 112 buildings sit in USFS's Minimal exposure zone, with only 31.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Farrell against the rest of the country
There's little gap between Farrell's 18th national percentile and its 6th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Farrell ranks 25,848 for wildfire risk (1 is highest) and 28,542 by building count (1 is largest). Within Mississippi alone, it ranks 396 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Farrell's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 68.8% of buildings rated Minimal exposure, Farrell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 112 counted buildings into the percentiles shown above for Farrell. For more on what minimal exposure implies beyond Farrell, see the exposure-zones guide.