Farragut, TN
How exposed is Farragut to wildfire?
USFS's Wildfire Risk to Communities model puts Farragut at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 9,169 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farragut at the 73rd percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Only 31.4% of Farragut's 9,169 buildings carry Direct exposure and 13.5% carry Indirect; the remaining 55.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,169 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Farragut compares
There's little gap between Farragut's 68th national percentile and its 62nd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Farragut ranks 10,097 for wildfire risk (1 is highest) and 1,801 by building count (1 is largest). Within Tennessee alone, it ranks 192 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Farragut and the insurance market
Farragut's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 55.1% of buildings rated Minimal exposure, Farragut gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Farragut's figures come from
Farragut's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Farragut's dominant minimal exposure actually means, with real examples from across the dataset.