Farragut, IA
Farragut wildfire risk explained
Out of every US place USFS scores, Farragut lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 351 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farragut's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Farragut's building exposure, zone by zone
Most of Farragut's buildings (63.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Farragut against the rest of the country
Compare Farragut's two percentiles: 85th within Iowa, only 61st nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Farragut ranks 12,228 for wildfire risk (1 is highest) and 20,277 by building count (1 is largest). Within Iowa alone, it ranks 157 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Farragut and the insurance market
Farragut's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Farragut's 63.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 351 counted buildings into the percentiles shown above for Farragut. For more on what indirect exposure implies beyond Farragut, see the exposure-zones guide.