Farmland, IN
How exposed is Farmland to wildfire?
Farmland's 758 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Farmland at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Farmland's building exposure, zone by zone
91.7% of Farmland's 758 buildings sit in USFS's Minimal exposure zone, with only 8.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Farmland compares
Farmland scores 2nd nationally and 14th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Farmland ranks 30,912 for wildfire risk (1 is highest) and 14,036 by building count (1 is largest). Within Indiana alone, it ranks 836 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 2nd national percentile, Farmland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 91.7% of Farmland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Farmland's figures come from
Every one of the two percentiles behind Farmland's 30,912-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Farmland's dominant minimal exposure actually means, with real examples from across the dataset.