Farmington, WV
Farmington wildfire risk explained
Farmington sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 227 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farmington's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Farmington's building exposure, zone by zone
USFS puts 66.5% of Farmington's 227 buildings in the Indirect exposure zone, versus 33.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Farmington ranks
Farmington ranks lower within West Virginia (20th percentile statewide) than its 42nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Farmington ranks 18,263 for wildfire risk (1 is highest) and 23,900 by building count (1 is largest). Within West Virginia alone, it ranks 342 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Farmington's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Farmington (66.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Farmington's figures come from
The methodology guide shows exactly how USFS turned 227 counted buildings into the percentiles shown above for Farmington. The exposure-zones guide covers what Farmington's dominant indirect exposure actually means, with real examples from across the dataset.