Farmington, UT
Farmington wildfire risk explained
Farmington's 7,004 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Farmington at the 89th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Farmington's buildings actually sit
69.9% of Farmington's 7,004 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23.1% Direct and 7% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,004 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Farmington against the rest of the country
Inside Utah, Farmington sits at just the 72nd percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Farmington ranks 2,061 for wildfire risk (1 is highest) and 2,463 by building count (1 is largest). Within Utah alone, it ranks 93 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Farmington's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 69.9% of Farmington's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Farmington's 2,061-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Farmington, see the exposure-zones guide.