Farmington, NH
How exposed is Farmington to wildfire?
Out of every US place USFS scores, Farmington lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,669 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farmington at the 17th percentile, close to its 18th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 51.6% of Farmington's 1,669 buildings in the Indirect exposure zone, versus 48.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Farmington against the rest of the country
Farmington's 49th-percentile standing inside New Hampshire outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Farmington ranks 25,947 for wildfire risk (1 is highest) and 8,527 by building count (1 is largest). Within New Hampshire alone, it ranks 51 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
Farmington's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Farmington
With ember exposure the dominant pattern in Farmington (51.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Farmington's 25,947-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Farmington, see the exposure-zones guide.