Farmington, NC
Farmington, NC's wildfire risk, in USFS's own numbers
Farmington's 268 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farmington at the 59th percentile, close to its 55th-percentile risk score.
Where Farmington's buildings actually sit
98.9% of Farmington's 268 buildings sit in USFS's Direct exposure zone, roughly 265 structures close enough to burnable vegetation for flame contact, not just embers — 1.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Farmington ranks
Farmington scores 55th nationally and 52nd within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Farmington ranks 14,126 for wildfire risk (1 is highest) and 22,575 by building count (1 is largest). Within North Carolina alone, it ranks 371 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Farmington's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 98.9% of Farmington in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Farmington's 14,126-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Farmington, see the exposure-zones guide.