Farmington, KY
Farmington wildfire risk explained
Farmington's 221 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Farmington at the 21st percentile, close to its 21st-percentile risk score.
Farmington's building exposure, zone by zone
Direct exposure dominates in Farmington: 64.3% of its 221 buildings, versus 0% Indirect and 35.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Farmington against the rest of the country
Farmington's risk sits at a similar level relative to Kentucky (35th percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Farmington ranks 24,992 for wildfire risk (1 is highest) and 24,079 by building count (1 is largest). Within Kentucky alone, it ranks 359 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Farmington and the insurance market
Farmington's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Farmington
Farmington's 64.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Farmington's 24,992-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Farmington, see the exposure-zones guide.