Farmington, IA
Farmington wildfire risk explained
Out of every US place USFS scores, Farmington lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 449 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farmington's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Farmington's building exposure, zone by zone
85.8% of Farmington's 449 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14% Direct and 0.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Farmington compares
Within Iowa, Farmington ranks higher (91st percentile) than it does nationally (68th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Farmington ranks 10,241 for wildfire risk (1 is highest) and 18,296 by building count (1 is largest). Within Iowa alone, it ranks 89 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Farmington
Farmington's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Farmington's 85.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Farmington's 10,241-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Farmington, see the exposure-zones guide.