Farmington Hills, MI
How exposed is Farmington Hills to wildfire?
Out of every US place USFS scores, Farmington Hills lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 26,740 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farmington Hills's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Farmington Hills's buildings actually sit
Farmington Hills rates 83.7% Minimal exposure against just 16.3% Direct and 0% Indirect — of 26,740 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 26,740 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Farmington Hills against the rest of the country
Within Michigan, Farmington Hills ranks higher (24th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Farmington Hills ranks 28,992 for wildfire risk (1 is highest) and 463 by building count (1 is largest). Within Michigan alone, it ranks 563 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Farmington Hills
Farmington Hills's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Farmington Hills's 83.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Farmington Hills's figures come from
Farmington Hills's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Farmington Hills's dominant minimal exposure actually means, with real examples from across the dataset.