Farmington, CA
Farmington wildfire risk explained
Out of every US place USFS scores, Farmington lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 191 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Farmington at the 85th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Farmington: 61.8% of its 191 buildings, versus 38.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Farmington ranks
Farmington ranks lower within California (45th percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Farmington ranks 5,286 for wildfire risk (1 is highest) and 25,184 by building count (1 is largest). Within California alone, it ranks 857 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Farmington and the insurance market
Farmington sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 83rd-percentile score like Farmington's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Farmington (61.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Farmington's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Farmington, see the exposure-zones guide.