Farmersville, OH
How exposed is Farmersville to wildfire?
Farmersville sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 598 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Farmersville at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Farmersville's buildings actually sit
Most of Farmersville's buildings (80.9% of 598) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Farmersville against the rest of the country
Compare Farmersville's two percentiles: 27th within Ohio, only 6th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Farmersville ranks 29,575 for wildfire risk (1 is highest) and 15,866 by building count (1 is largest). Within Ohio alone, it ranks 929 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Farmersville and the insurance market
At the 6th national percentile, Farmersville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Farmersville's 80.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Farmersville's figures come from
The methodology guide shows exactly how USFS turned 598 counted buildings into the percentiles shown above for Farmersville. The exposure-zones guide covers what Farmersville's dominant minimal exposure actually means, with real examples from across the dataset.