Farmersville, IL
Farmersville wildfire risk explained
Farmersville sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 468 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farmersville's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Farmersville's building exposure, zone by zone
USFS classifies 93.4% of Farmersville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Farmersville ranks
Compare Farmersville's two percentiles: 23rd within Illinois, only 4th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Farmersville ranks 30,371 for wildfire risk (1 is highest) and 17,917 by building count (1 is largest). Within Illinois alone, it ranks 1,116 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Farmersville and the insurance market
Farmersville's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 93.4% of buildings rated Minimal exposure, Farmersville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Farmersville's figures come from
Every one of the two percentiles behind Farmersville's 30,371-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Farmersville's dominant minimal exposure actually means, with real examples from across the dataset.