Farmers Branch, TX
Farmers Branch wildfire risk explained
USFS's Wildfire Risk to Communities model puts Farmers Branch at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 10,142 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Farmers Branch at the 51st national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Farmers Branch's building exposure, zone by zone
USFS classifies 93.5% of Farmers Branch's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 10,142 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Farmers Branch against the rest of the country
Farmers Branch ranks lower within Texas (5th percentile statewide) than its 47th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Farmers Branch ranks 16,781 for wildfire risk (1 is highest) and 1,581 by building count (1 is largest). Within Texas alone, it ranks 1,705 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Farmers Branch
Farmers Branch's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.5% of Farmers Branch outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Farmers Branch's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Farmers Branch, see the exposure-zones guide.