Faribault, MN
Faribault, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Faribault lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 8,403 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Faribault at the 23rd percentile, close to its 23rd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Faribault (61.8% of 8,403 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16% sit in the Direct zone. At 8,403 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Faribault ranks
Faribault's risk sits at a similar level relative to Minnesota (27th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Faribault ranks 24,271 for wildfire risk (1 is highest) and 1,978 by building count (1 is largest). Within Minnesota alone, it ranks 667 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Faribault's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Faribault's 61.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Faribault's 24,271-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Faribault, see the exposure-zones guide.