Farber, MO
Farber, MO's wildfire risk, in USFS's own numbers
USFS scores Farber at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 277 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Farber's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
Only 13.4% of Farber's 277 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Farber ranks
There's little gap between Farber's 14th national percentile and its 6th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Farber ranks 27,171 for wildfire risk (1 is highest) and 22,296 by building count (1 is largest). Within Missouri alone, it ranks 998 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Farber and the insurance market
Farber's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 86.6% of buildings rated Minimal exposure, Farber gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 277 counted buildings into the percentiles shown above for Farber. For more on what minimal exposure implies beyond Farber, see the exposure-zones guide.