Fanshawe, OK
How exposed is Fanshawe to wildfire?
Fanshawe sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 481 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fanshawe at the 97th percentile, close to its 95th-percentile risk score.
Fanshawe's building exposure, zone by zone
481 buildings are counted in Fanshawe, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Fanshawe against the rest of the country
Inside Oklahoma, Fanshawe sits at just the 77th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fanshawe ranks 1,737 for wildfire risk (1 is highest) and 17,690 by building count (1 is largest). Within Oklahoma alone, it ranks 197 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Fanshawe carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Fanshawe in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Fanshawe's figures come from
The methodology guide shows exactly how USFS turned 481 counted buildings into the percentiles shown above for Fanshawe. The exposure-zones guide covers what Fanshawe's dominant direct exposure actually means, with real examples from across the dataset.