Fancy Gap, VA
Fancy Gap, VA's wildfire risk, in USFS's own numbers
Fancy Gap sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 299 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fancy Gap at the 73rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fancy Gap's buildings actually sit
USFS classifies 99.7% of Fancy Gap's buildings as Direct exposure, higher than its 0.3% Indirect share and far above its 0% Minimal share — a profile where 298 structures sit close enough to vegetation that lot clearing matters most.
Where Fancy Gap ranks
Fancy Gap's risk sits at a similar level relative to Virginia (86th percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fancy Gap ranks 8,903 for wildfire risk (1 is highest) and 21,668 by building count (1 is largest). Within Virginia alone, it ranks 99 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Fancy Gap carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Fancy Gap's 99.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fancy Gap's 8,903-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fancy Gap, see the exposure-zones guide.