Fancy Farm, KY
Fancy Farm, KY's wildfire risk, in USFS's own numbers
Fancy Farm sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 268 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fancy Farm's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Fancy Farm's building exposure, zone by zone
Direct exposure dominates in Fancy Farm: 50.7% of its 268 buildings, versus 0% Indirect and 49.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fancy Farm compares
Fancy Farm's risk sits at a similar level relative to Kentucky (28th percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fancy Farm ranks 26,126 for wildfire risk (1 is highest) and 22,566 by building count (1 is largest). Within Kentucky alone, it ranks 398 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Fancy Farm and the insurance market
At the 17th national percentile, Fancy Farm rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fancy Farm
Because Direct exposure dominates in Fancy Farm (50.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fancy Farm's 26,126-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fancy Farm, see the exposure-zones guide.