Falmouth, MI
How exposed is Falmouth to wildfire?
Out of every US place USFS scores, Falmouth lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 190 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Falmouth at the 19th percentile, close to its 21st-percentile risk score.
Where Falmouth's buildings actually sit
USFS puts 63.7% of Falmouth's 190 buildings in the Indirect exposure zone, versus 36.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Falmouth compares
Within Michigan, Falmouth ranks higher (68th percentile) than it does nationally (21st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Falmouth ranks 25,062 for wildfire risk (1 is highest) and 25,247 by building count (1 is largest). Within Michigan alone, it ranks 238 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Falmouth and the insurance market
Falmouth's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Falmouth
With ember exposure the dominant pattern in Falmouth (63.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Falmouth's 25,062-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Falmouth, see the exposure-zones guide.