Falmouth, MA
Falmouth, MA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Falmouth at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,981 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Falmouth's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Falmouth's building exposure, zone by zone
Only 3.6% of Falmouth's 2,981 buildings carry Direct exposure and 0% carry Indirect; the remaining 96.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Falmouth against the rest of the country
Falmouth scores 15th nationally and 7th within Massachusetts — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Falmouth ranks 26,723 for wildfire risk (1 is highest) and 5,466 by building count (1 is largest). Within Massachusetts alone, it ranks 230 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Falmouth
Falmouth's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Falmouth's 96.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Falmouth's figures come from
The methodology guide shows exactly how USFS turned 2,981 counted buildings into the percentiles shown above for Falmouth. The exposure-zones guide covers what Falmouth's dominant minimal exposure actually means, with real examples from across the dataset.