Falmouth, KY
How exposed is Falmouth to wildfire?
USFS's Wildfire Risk to Communities model puts Falmouth at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,288 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Falmouth's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Falmouth's buildings actually sit
66% of Falmouth's 1,288 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 34% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Falmouth against the rest of the country
There's little gap between Falmouth's 21st national percentile and its 36th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Falmouth ranks 24,862 for wildfire risk (1 is highest) and 10,139 by building count (1 is largest). Within Kentucky alone, it ranks 355 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Falmouth
Falmouth's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 66% of Falmouth's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Falmouth's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Falmouth, see the exposure-zones guide.