Fallston, NC
Fallston, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fallston at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 549 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fallston's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Fallston's buildings actually sit
Direct exposure dominates in Fallston: 79.1% of its 549 buildings, versus 21% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Fallston ranks
Fallston scores 62nd nationally and 60th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fallston ranks 11,983 for wildfire risk (1 is highest) and 16,589 by building count (1 is largest). Within North Carolina alone, it ranks 307 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Fallston's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Fallston's 79.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Fallston's figures come from
Every one of the two percentiles behind Fallston's 11,983-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fallston's dominant direct exposure actually means, with real examples from across the dataset.