Falls City, TX
Falls City, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Falls City lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 454 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Falls City at the 75th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 68.7% of Falls City's 454 buildings in the Indirect exposure zone, versus 31.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Falls City against the rest of the country
Falls City ranks lower within Texas (47th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Falls City ranks 7,860 for wildfire risk (1 is highest) and 18,202 by building count (1 is largest). Within Texas alone, it ranks 959 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Falls City and the insurance market
Falls City's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Falls City
Falls City's 68.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Falls City's figures come from
Every one of the two percentiles behind Falls City's 7,860-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Falls City's dominant indirect exposure actually means, with real examples from across the dataset.