Falling Spring, WV
Falling Spring wildfire risk explained
Out of every US place USFS scores, Falling Spring lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 208 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Falling Spring's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Falling Spring's buildings actually sit
Of Falling Spring's 208 counted buildings, 90.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Falling Spring ranks
Falling Spring scores 61st nationally and 52nd within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Falling Spring ranks 12,214 for wildfire risk (1 is highest) and 24,580 by building count (1 is largest). Within West Virginia alone, it ranks 208 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Falling Spring's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Falling Spring (90.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Falling Spring's 12,214-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Falling Spring, see the exposure-zones guide.