Fall Creek, WI
Fall Creek, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fall Creek at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 715 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fall Creek's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Fall Creek's building exposure, zone by zone
USFS puts 81.5% of Fall Creek's 715 buildings in the Indirect exposure zone, versus 18.3% Direct and 0.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Fall Creek ranks
Within Wisconsin, Fall Creek ranks higher (55th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fall Creek ranks 23,088 for wildfire risk (1 is highest) and 14,517 by building count (1 is largest). Within Wisconsin alone, it ranks 371 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Fall Creek's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fall Creek
Because 81.5% of Fall Creek's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Fall Creek's figures come from
Every one of the two percentiles behind Fall Creek's 23,088-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fall Creek's dominant indirect exposure actually means, with real examples from across the dataset.