Fall City, WA
Fall City, WA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fall City lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,248 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fall City's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Fall City's building exposure, zone by zone
Indirect exposure is dominant in Fall City (61.8% of 1,248 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.2% sit in the Direct zone.
Where Fall City ranks
Within Washington, Fall City ranks higher (58th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fall City ranks 18,360 for wildfire risk (1 is highest) and 10,360 by building count (1 is largest). Within Washington alone, it ranks 264 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 42nd national percentile, Fall City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Fall City (61.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fall City's figures come from
Fall City's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fall City's dominant indirect exposure actually means, with real examples from across the dataset.