Fall Branch, TN
Fall Branch, TN's wildfire risk, in USFS's own numbers
Fall Branch's 972 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fall Branch at the 81st percentile, close to its 77th-percentile risk score.
Fall Branch's building exposure, zone by zone
Of Fall Branch's 972 counted buildings, 93.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Fall Branch compares
Fall Branch's risk sits at a similar level relative to Tennessee (80th percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fall Branch ranks 7,321 for wildfire risk (1 is highest) and 12,138 by building count (1 is largest). Within Tennessee alone, it ranks 100 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Fall Branch and the insurance market
Fall Branch's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Fall Branch (93.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fall Branch's figures come from
Fall Branch's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fall Branch's dominant direct exposure actually means, with real examples from across the dataset.