Fairwater, WI
How exposed is Fairwater to wildfire?
Out of every US place USFS scores, Fairwater lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 256 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairwater at the 29th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fairwater's building exposure, zone by zone
Fairwater rates 80.5% Minimal exposure against just 19.5% Direct and 0% Indirect — of 256 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Fairwater compares
Compare Fairwater's two percentiles: 59th within Wisconsin, only 28th nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairwater ranks 22,646 for wildfire risk (1 is highest) and 22,966 by building count (1 is largest). Within Wisconsin alone, it ranks 329 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Fairwater
At the 28th national percentile, Fairwater rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 80.5% of Fairwater outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fairwater's figures come from
Fairwater's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fairwater's dominant minimal exposure actually means, with real examples from across the dataset.