Fairview (Monmouth), NJ
Fairview (Monmouth), NJ's wildfire risk, in USFS's own numbers
Fairview (Monmouth)'s 1,537 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairview (Monmouth)'s burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
75% of Fairview (Monmouth)'s 1,537 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.6% Direct and 0.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Fairview (Monmouth) against the rest of the country
Fairview (Monmouth)'s risk sits at a similar level relative to New Jersey (74th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fairview (Monmouth) ranks 11,250 for wildfire risk (1 is highest) and 9,000 by building count (1 is largest). Within New Jersey alone, it ranks 185 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Fairview (Monmouth) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Fairview (Monmouth)'s 75% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fairview (Monmouth)'s 11,250-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Fairview (Monmouth), see the exposure-zones guide.