Fairview, MO
How exposed is Fairview to wildfire?
Fairview's 280 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairview at the 66th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fairview's building exposure, zone by zone
280 buildings are counted in Fairview, and 68.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Fairview ranks
There's little gap between Fairview's 65th national percentile and its 70th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fairview ranks 10,970 for wildfire risk (1 is highest) and 22,190 by building count (1 is largest). Within Missouri alone, it ranks 321 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Fairview and the insurance market
At the 65th percentile nationally, Fairview carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Fairview (68.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fairview's 10,970-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fairview, see the exposure-zones guide.