Fairview, IN
Fairview, IN's wildfire risk, in USFS's own numbers
USFS scores Fairview at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 124 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairview's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Fairview's building exposure, zone by zone
Direct exposure dominates in Fairview: 77.4% of its 124 buildings, versus 0% Indirect and 22.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fairview compares
Compare Fairview's two percentiles: 19th within Indiana, only 3rd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairview ranks 30,695 for wildfire risk (1 is highest) and 27,979 by building count (1 is largest). Within Indiana alone, it ranks 783 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 3rd national percentile, Fairview rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fairview
Because Direct exposure dominates in Fairview (77.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Fairview's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fairview, see the exposure-zones guide.