Fairview (Bergen), NJ
Fairview (Bergen), NJ's wildfire risk, in USFS's own numbers
Fairview (Bergen)'s 2,489 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairview (Bergen)'s burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Fairview (Bergen)'s buildings actually sit
Most of Fairview (Bergen)'s buildings (100% of 2,489) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Fairview (Bergen) ranks
Fairview (Bergen)'s risk sits at a similar level relative to New Jersey (9th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fairview (Bergen) ranks 24,431 for wildfire risk (1 is highest) and 6,317 by building count (1 is largest). Within New Jersey alone, it ranks 636 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Fairview (Bergen)'s moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Fairview (Bergen)'s 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,489 counted buildings into the percentiles shown above for Fairview (Bergen). For more on what minimal exposure implies beyond Fairview (Bergen), see the exposure-zones guide.