Fairport Harbor, OH
How exposed is Fairport Harbor to wildfire?
Fairport Harbor sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,556 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairport Harbor's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Fairport Harbor's building exposure, zone by zone
Fairport Harbor rates 99.9% Minimal exposure against just 0.1% Direct and 0% Indirect — of 1,556 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Fairport Harbor against the rest of the country
Compare Fairport Harbor's two percentiles: 82nd within Ohio, only 37th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairport Harbor ranks 19,802 for wildfire risk (1 is highest) and 8,936 by building count (1 is largest). Within Ohio alone, it ranks 235 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 37th national percentile, Fairport Harbor rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 99.9% of Fairport Harbor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fairport Harbor's figures come from
Fairport Harbor's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fairport Harbor's dominant minimal exposure actually means, with real examples from across the dataset.