Fairplay, MD
How exposed is Fairplay to wildfire?
Fairplay sits at the 40th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 314 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fairplay at the 42nd percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
Of Fairplay's 314 counted buildings, 98.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Fairplay ranks
Fairplay's 58th-percentile standing inside Maryland outpaces its 40th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fairplay ranks 18,905 for wildfire risk (1 is highest) and 21,250 by building count (1 is largest). Within Maryland alone, it ranks 221 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Fairplay's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fairplay
With 98.4% of Fairplay in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fairplay's 18,905-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fairplay, see the exposure-zones guide.